A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly preferring to virtual channels for their financial needs. This shift has resulted to a drop in branch establishments, and many institutions are closing existing branches to reduce c

Free cash flow (FCF) serves as a crucial metric for investors and business operators alike. It reflects the true cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of expanding. Understanding how to determine FCF and optimally